Terms of Service

Article I: Parties and Agreement

1.1 Contracting Parties

This Terms of Service and Student Enrollment Agreement ("Agreement") is entered into between:

• Institution: AccrediPro University ("APU," "University," "We," "Us," or "Our"), a private international institution with headquarters in the United States and regional office at Meydan Grandstand, 6th floor, Meydan Road, Nad Al Sheba, Dubai, U.A.E.
• Purchaser: The individual or entity completing this purchase ("You," "Your," "Purchaser," or "Student")

1.2 Method of Acceptance

You accept this Agreement and become legally bound by its terms through any of the following actions:

• Clicking "I Agree," "Purchase Now," "Enroll Now," or any similar acceptance button
• Checking any checkbox indicating agreement to these terms
• Completing payment for any educational program or service
• Accessing, logging into, viewing, streaming, or downloading any course materials
• Creating an account on our learning management platform
• Participating in any community features, forums, or group coaching sessions

1.3 Electronic Signatures

Pursuant to the Electronic Signatures in Global and National Commerce Act (E-SIGN Act, 15 U.S.C. § 7001 et seq.) and the Uniform Electronic Transactions Act (UETA), your electronic acceptance constitutes a valid and binding signature.

1.4 Eligibility

By entering into this Agreement, you represent and warrant that:

• You are at least 18 years of age or the age of majority in your jurisdiction
• You have the legal capacity to enter into binding contracts
• You are not barred from purchasing or receiving educational programs under applicable law
• If purchasing on behalf of an organization, you have authority to bind that organization

Article II: Nature of Educational Programs

2.1 Definition of Educational Programs

"Educational Programs" means all electronically delivered content, materials, and services including but not limited to:

• Online degree programs, certification programs, and educational curricula
• Video lectures, tutorials, and recorded training sessions
• Audio recordings, podcasts, and guided content
• Written materials, eBooks, PDFs, workbooks, and worksheets
• Templates, scripts, frameworks, and professional tools
• Assessments, quizzes, examinations, and certification tests
• Community access, forums, and group coaching platforms
• Mentorship, support, and coaching communications
• Mini masters, degrees, certificates, and credential verification services

2.2 Degree and Credential Programs

AccrediPro University degree and credential programs are designed to establish competency-based professional standards in integrative and functional health. Our credentials:

• Are recognized by employers and healthcare organizations in 45+ countries
• Require completion of all coursework and passing of competency assessments
• Include lifetime credential validity with continuing education requirements
• Are publicly verifiable through our credential verification system

2.3 Immediate Delivery and Access

You understand and acknowledge that:

• Educational programs are delivered immediately upon successful payment processing
• Access credentials are transmitted to your registered email address within minutes
• The transmission of access credentials constitutes full and complete delivery
• Your choice to access or not access the materials does not affect delivery status

2.4 Lifetime Access

Subject to compliance with this Agreement, purchased courses include lifetime access, which means:

• You may access course content for as long as AccrediPro University operates the platform
• You will receive updates and improvements to course content at no additional charge
• Access is contingent upon continued compliance with all terms herein
• In the event APU ceases operations, you retain any materials previously downloaded

Article III: Payment Terms

3.1 Pricing and Currency

All prices are listed in United States Dollars (USD) unless otherwise specified. Prices are subject to change without prior notice; however, the price at the time of your purchase shall apply to your transaction.

3.2 Payment Processing

Payments are processed securely through our third-party payment processors (including Stripe and PayPal). All transactions are encrypted using industry-standard SSL/TLS protocols.

3.3 Payment Plans

Where payment plans are offered, you agree to complete all scheduled payments. Failure to complete payment plan obligations may result in suspension of access.

Article IV: Refund Policy — All Sales Are Final

4.1 All Sales Final — Absolute and Unconditional

All purchases of AccrediPro University programs are final, absolute, and non-refundable. No refund window, cooling-off period, or grace period of any kind exists for any program category. Once payment is successfully processed and access credentials are delivered, the sale is complete and irrevocable. This policy applies without exception to all programs, including AFC Foundation credentials, Mini-Diploma programs, Professional Practitioner Diplomas, Advanced Practitioner Diplomas, Master Practitioner Diplomas, Fellow Practice Diplomas, bundled packages, supplementary materials, and scholarship-based enrollments.

4.2 Certificate Issuance & Permanent Extinguishment of Refund Rights

AccrediPro University's platform automatically generates and issues digital certificates, credentials, and diplomas upon completion of any module, course, or program. Upon generation, the credential is permanently recorded in the AccrediPro University registry and made publicly verifiable. Once any certificate, credential, diploma, or digital badge has been generated — regardless of whether the Student has downloaded, claimed, or acknowledged it — all refund rights are permanently and irrevocably extinguished. Additionally, completion of any portion of a program, including accessing any lesson, submitting any quiz, or completing any module, independently extinguishes any right to a full or partial refund, as it constitutes receipt of educational services that cannot be returned.

4.3 Scholarship Enrollments — Strictly Non-Refundable

Students who enroll through the Pay-What-You-Can (PWYC) Scholarship Program or any other scholarship, financial aid, or discounted arrangement acknowledge that their enrollment is final, absolute, and non-refundable under all circumstances without exception. Scholarship pricing represents the student's reduced contribution toward the full program cost, with AccrediPro University absorbing the balance as an institutional investment. Any refund request on a scholarship enrollment constitutes a contractual breach and may result in the student being held liable for the full undiscounted program tuition. See Article IV-A for complete terms.

4.4 Immediate Access Acknowledgment

You acknowledge that educational programs are delivered immediately upon purchase and that you will have full access to all course materials upon enrollment. By completing your purchase, you irrevocably waive any right to a "cooling-off" period or refund of any kind. All sales are final upon transmission of access credentials to your registered email address. For complete details, please refer to our Refund Policy.

Article IV-A: Scholarship & Financial Aid Terms

4A.1 — Final Sale

All scholarship and financially assisted enrollments are final, absolute, and non-refundable. No cooling-off period, no grace period, and no exception applies to any scholarship, Pay-What-You-Can (PWYC), merit award, promotional discount, or institutional subsidy enrollment. This finality takes effect at the moment the enrollment is confirmed and access credentials are transmitted to the student's registered email address.

4A.2 — No Refund, No Credit, No Transfer

Scholarship pricing represents the student's reduced contribution toward the full program cost. AccrediPro University absorbs the balance as an institutional investment in the student's professional development. No refund, credit note, program transfer, enrollment deferral, or any form of financial accommodation shall be issued for any scholarship enrollment under any circumstances, including but not limited to: change of mind, personal emergency, financial hardship, or dissatisfaction with program content. No refund guarantee of any kind, including any conditional certification guarantee otherwise available for full-price enrollments, applies to scholarship or discounted enrollments.

4A.3 — Student Acknowledgment

By accepting a scholarship enrollment, the student expressly acknowledges and agrees that: (i) the scholarship constitutes an institutional grant of significant monetary value representing the University's good-faith investment in the student's education; (ii) no refund guarantee of any kind applies to this enrollment; (iii) any right to request a refund, of whatever nature or basis, is irrevocably waived at the moment of enrollment confirmation; and (iv) this waiver is a material inducement for AccrediPro University to award the scholarship and shall be enforceable to the fullest extent permitted by applicable law.

4A.4 — Chargeback Consequences

Initiating a payment dispute or chargeback with any financial institution on a scholarship enrollment constitutes an act of financial fraud against AccrediPro University. Upon detection of any such dispute, the University will: (i) immediately terminate all account access and permanently revoke all credentials, certificates, and diplomas issued; (ii) contest the chargeback in full and submit all available evidence of enrollment, delivery, content access, and institutional investment; (iii) pursue recovery of the full undiscounted program tuition representing the total institutional investment made on the student's behalf, plus all fees, costs, and legal expenses; (iv) permanently ban the student from all current and future AccrediPro University programs and services; and (v) report the incident to applicable fraud prevention databases and educational institution registries. The University vigorously contests all chargebacks and maintains detailed, timestamped records of enrollment, delivery, access history, and contractual acceptance.

Article V: Student Support and Formal Inquiries

5.1 Commitment to Student Success

AccrediPro University is committed to providing a high-quality educational experience. If you encounter any issue with your program, platform access, or account, we encourage you to contact our student support team at campus.accrediprouniversity.com/help so we can assist you promptly. Student support inquiries are not refund requests, and contacting support does not initiate any refund process.

5.2 No Refund Process

All sales are final. AccrediPro University does not process refund requests, credits, or exchanges for any program purchase under any circumstances. There is no refund request form, refund window, or refund review process. Any communication purporting to request a refund will be acknowledged in writing with reference to this Agreement and the Refund Policy.

5.3 Technical and Platform Inquiries

For platform access issues, content errors, or technical difficulties attributable to AccrediPro University's systems, please contact registrar@accrediprouniversity.com with your full name, order number, and a description of the issue. Our team will respond within 24–48 business hours. Technical issues do not constitute grounds for a refund.

Article VI: Payment Disputes, Chargebacks & Enforcement

6.1 Pre-Dispute Contact Requirement

Before initiating any payment dispute or chargeback through your financial institution, you agree to first contact AccrediPro University at registrar@accrediprouniversity.com and allow up to five (5) business days for our team to investigate and respond. Billing concerns that fall within this Agreement can be resolved only through direct communication — not through payment processor disputes. Initiating a chargeback without first contacting AccrediPro University is a material breach of this Agreement.

6.2 Fraudulent and Bad-Faith Disputes — Federal and State Violations

Initiating a fraudulent, bad-faith, or unauthorized payment dispute, chargeback, or reversal after receiving access to course materials constitutes a material breach of this Agreement and may constitute criminal fraud under applicable federal and state law. Without limitation, such conduct may violate:

• Wire Fraud — 18 U.S.C. § 1343: Using electronic communications to obtain money or property by false pretenses. Each fraudulent communication constitutes a separate federal felony punishable by up to 20 years imprisonment.
• Computer Fraud and Abuse Act — 18 U.S.C. § 1030: Unauthorized or fraudulent interference with computer systems used in interstate commerce, including digital learning management systems.
• Florida Deceptive and Unfair Trade Practices Act — Fla. Stat. § 501.204: Unfair or deceptive acts or practices in the conduct of commerce, providing for actual damages, attorney's fees pursuant to Fla. Stat. § 501.2105, and injunctive relief.
• Florida Civil Theft Statute — Fla. Stat. § 772.11: Civil cause of action for theft, permitting recovery of treble damages (three times actual damages) plus attorney's fees and court costs.

6.3 Immediate Enforcement Remedies

Upon detection of any fraudulent, bad-faith, or unauthorized dispute, AccrediPro University will immediately and without further notice pursue all available legal remedies, including without limitation:

• Immediate and permanent termination of all account access, with no right of reinstatement
• Permanent revocation of all certificates, credentials, diplomas, and digital badges issued, with removal from the public verification registry
• Vigorous contestation of the chargeback, including submission of all enrollment records, delivery confirmation, IP access logs, content consumption analytics, and documentation of contractual acceptance
• Recovery of the full undiscounted program tuition as liquidated damages, plus all payment processor fees, chargeback fees, and costs of collection
• Recovery of all attorney's fees and legal costs pursuant to Fla. Stat. § 501.2105 and applicable contract law
• Reporting to the Internet Crime Complaint Center (IC3), the Federal Trade Commission (FTC), and applicable state consumer protection agencies
• Reporting to credit bureaus and fraud prevention databases used by educational institutions and financial service providers
• Referral to federal and state law enforcement for investigation under 18 U.S.C. § 1343, 18 U.S.C. § 1030, and applicable state fraud statutes
• Permanent ban from all current and future AccrediPro University programs and services
• Civil action in the courts of competent jurisdiction in the State of Florida for breach of contract, fraud, unjust enrichment, and all other available causes of action

6.4 Evidentiary Standard

This Article is not a threat — it is a binding contractual obligation entered into by the Student at the moment of purchase. AccrediPro University maintains comprehensive, timestamped records of every enrollment, delivery confirmation, login event, content access event, and acceptance of terms at checkout. These records constitute prima facie evidence of delivery and the Student's receipt of the purchased educational services in any legal, arbitral, or administrative proceeding. The Student's consent to jurisdiction in the State of Florida, as set forth in Article XII, is a material term of this Agreement.

Article VII: Evidence Collection and Documentation

7.1 Consent to Data Collection

You expressly consent to AccrediPro University's collection, storage, and use of data for fraud prevention, dispute resolution, service improvement, and legal compliance, including: IP address, device information, timestamps, access logs, engagement metrics, email analytics, community activity, and support interactions.

7.2 Evidentiary Value

You agree that AccrediPro University's server logs, database records, and analytics data constitute prima facie evidence of delivery, access, usage, and engagement.

Article VIII: Purchaser Representations and Warranties

8.1 Pre-Purchase Representations

By completing this purchase, you represent and warrant that:

• Financial Capability: You have sufficient funds without creating undue hardship
• Payment Authorization: You are the authorized user of the payment method
• Independent Decision: This purchase decision is yours alone, made freely
• Informed Decision: You have reviewed available information about the programs
• Realistic Expectations: Results depend primarily on your own effort
• No Intent to Dispute: You are purchasing in good faith to complete the program

Article IX: Intellectual Property

9.1 Ownership

All educational programs and associated materials are the exclusive intellectual property of AccrediPro University and its licensors, protected by United States and international copyright, trademark, trade secret, and intellectual property laws.

9.2 Limited License

Upon purchase, AccrediPro University grants you a limited, non-exclusive, non-transferable, revocable license to access and view course materials for personal educational purposes, download resources for personal reference, and reference your APU credential in professional settings upon completion.

9.3 Prohibited Activities

You may not:

• Record, screenshot, or duplicate video lectures or course content
• Share, distribute, or transfer course materials to any third party
• Upload course content to any public platform
• Sell, license, or monetize access to course materials
• Misrepresent AccrediPro University credentials

Article X: Disclaimers and Limitations

10.1 Educational Purpose

AccrediPro University provides educational training for integrative and functional health practitioners. Our programs are educational credentials and do not constitute medical training, professional licensure, or authorization to diagnose, treat, prescribe, or provide medical advice.

10.2 No Guarantee of Results

While we may reference earning potential, career opportunities, or practitioner outcomes, AccrediPro University makes no guarantee regarding your ability to attract clients, generate income, or achieve any particular results.

10.3 Limitation of Liability

To the maximum extent permitted by applicable law, AccrediPro University's total liability shall not exceed the amount you paid for the specific program giving rise to the claim. In no event shall APU be liable for indirect, incidental, special, consequential, punitive, or exemplary damages.

Article XI: Account and Termination

11.1 Account Security

You are solely responsible for maintaining the confidentiality of your login credentials. Account sharing is strictly prohibited and grounds for immediate termination.

11.2 Termination by APU

AccrediPro University reserves the right to suspend or terminate your account for violation of any term, fraudulent activity, IP infringement, harassment, chargebacks, account sharing, or misrepresentation of APU credentials.

Article XII: Dispute Resolution

12.1 Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Florida, United States.

12.2 Mandatory Arbitration

Any dispute arising from this Agreement shall be exclusively resolved through binding arbitration administered by the American Arbitration Association (AAA) conducted in Florida, United States, or via video conference at the University's election.

12.3 Class Action Waiver

YOU AGREE THAT ANY ARBITRATION OR LEGAL PROCEEDING SHALL BE LIMITED TO THE DISPUTE BETWEEN ACCREDIPRO UNIVERSITY AND YOU INDIVIDUALLY. You hereby waive any right to participate in class action or consolidated proceeding.

12.4 Statute of Limitations

Any claim arising from this Agreement must be filed within one (1) year after such claim arose, or be forever barred.

Article XIII: General Provisions

13.1 Entire Agreement

This Agreement, together with our Privacy Policy, Refund Policy, Credential Terms, and any supplemental terms, constitutes the entire agreement between you and AccrediPro University.

13.2 Modifications

AccrediPro University reserves the right to modify this Agreement at any time. Material changes will be communicated via email. Continued use constitutes acceptance.